The Inflation Protection Formula

Your life savings deserve better than a falling dollar. Built for people who've earned it.

Your life savings deserve better than a falling dollar. Built for people who've earned it.

This is not a fund. Not a subscription service. Not a promise. It's a specific list of 12 carefully selected international stocks — traded right here in the U.S., in dollars, through your existing broker — chosen to hold their value while the U.S. dollar faces pressure it hasn't seen in a generation.

Photo of luxury living room

If you've built real wealth, you already know the feeling.

If you've built real wealth, you already know the feeling.

The S&P 500 is priced at levels that make you nervous — and rightfully so.

Inflation is quietly eroding what took you decades to build.

Gold, silver and crypto are too volatile for money you can't afford to lose.

There's a smarter way to diversify. And it fits in 12 stocks.

The Inflation Protection Formula — Built for people who've earned it.

The Inflation Protection Formula — Built for people who've earned it.

This is not a fund. Not a subscription service. Not a promise. It's a specific list of 12 carefully selected international stocks — traded right here in the U.S., in dollars, through your existing broker — chosen to hold their value while the U.S. dollar faces pressure it hasn't seen in a generation.

This is not a fund. Not a subscription service. Not a promise. It's a specific list of 12 carefully selected international stocks — traded right here in the U.S., in dollars, through your existing broker — chosen to hold their value while the U.S. dollar faces pressure it hasn't seen in a generation.

All numbers are estimates. Actual numbers may vary based on market conditions

~7.00%

Average Dividend Yield

S&P 500: 1.20%

11.45

Price-to-Earnings Ratio

S&P 500: 29.00

55%

Avg. Country Debt to GDP

S&P 500: 129% (U.S.)

580% higher dividends than the S&P 500. That's not a typo.

Three steps. One formula. Any broker.

Three steps. One formula. Any broker.

1

Get the Formula

You receive an Excel file with the 12 stocks — including dividend rates, P/E ratios, company links and country profiles.

2

Copy it in your account

With $10,000 or $10,000,000 — split equally across 12 positions. Works with Fidelity, Schwab, Vanguard, or any U.S. brokerage.

3

Hold and collect

Minimum 5-year horizon. Annual review included. No margin. No complexity. Let the dividends work for you.

Built by Someone with very deep investment experience.

Built by Someone with very deep investment experience.

I'm 75 years old. Over 45 years I've worked as an SEC Registered Broker-Dealer, advised companies like General Motors, Kroger and Citibank, and helped shape the U.S. Treasury's STRIPS program. I built this formula for my own account — and I have invested approximately half of my liquid assets in it. This isn't a product I'm selling you. It's what I'm doing with my own money.

Jim Korth, Founder, Korth Portfolios

International exposure. U.S. safety.

International exposure. U.S. safety.

ADRs — American Depository Receipts — let you own shares in foreign companies traded right on the NYSE and NASDAQ, in U.S. dollars. Your shares are legally segregated from the bank's own assets. If something happens to the bank, your holdings are protected. It's international diversification without leaving American soil.

ADRs — American Depository Receipts — let you own shares in foreign companies traded right on the NYSE and NASDAQ, in U.S. dollars. Your shares are legally segregated from the bank's own assets. If something happens to the bank, your holdings are protected. It's international diversification without leaving American soil.

Traded on U.S. exchanges in USD

Legally segregated from depositary bank assets

2,440 ADRs we chose 12 that met specific parameters

Planned to be Safer than Gold -More Reliable than Crypto-More Value than U.S. Stocks

Planned to be Safer than Gold -More Reliable than Crypto-More Value than U.S. Stocks

IPF Formula Gold / Silver Crypto S&P 500
Dividend yield ~7.00%
None
None
1.20%
U.S. regulated
NYSE / NASDAQ
Partial
Price volatility Low High Extreme High
Inflation hedge Strong Uncertain Speculative Exposed
Works with your broker
Fidelity, Schwab, Vanguard
Partial Separate account

Past performance is not indicative of future results. For informational purposes only.

IPF Formula Gold / Silver Crypto S&P 500
Dividend yield ~7.00%
None
None
1.20%
U.S. regulated
NYSE / NASDAQ
Partial
Price volatility Low High Extreme High
Inflation hedge Strong Uncertain Speculative Exposed
Works with your broker
Fidelity, Schwab, Vanguard
Partial Separate account

580% higher dividends than the S&P 500. That's not a typo.

Dividend yield
IPF Formula ~7.00%
Gold / Silver
None
Crypto
None
S&P 500
1.20%
580% higher than S&P
U.S. regulated
IPF Formula NYSE / NASDAQ
Gold / Silver
Partial
Crypto
No
S&P 500
Yes
Price volatility
IPF Formula Low
Gold / Silver
High
Crypto
Extreme
S&P 500
High
Inflation hedge
IPF Formula Strong
Gold / Silver
Uncertain
Crypto
Speculative
S&P 500
Exposed
Works with your broker
IPF Formula Fidelity, Schwab, Vanguard
Gold / Silver
Partial
Crypto
Separate account
S&P 500
Yes

Choose your version of the Formula

Inflation Protection Formula — Individual Investor

Full Excel portfolio · Country profiles · Company links · Dividend rates · P/E Ratios

Inflation Protection Formula — Individual Investor

Full Excel portfolio · Country profiles · Company links · Dividend rates · P/E Ratios

Inflation Protection Portfolio IPF for Financial Professionals

Full Excel portfolio · Country profiles · Company links · Dividend rates · P/E Ratios + additional professional context for client presentations

The current U.S. debt-to-GDP ratio sits at 129%. The window to reposition before further dollar pressure may be shorter than most investors expect.

Frequently Asked
Questions

Frequently Asked
Questions

Is this a fund or a managed account?

What if I already have a financial advisor?

How is this different from just buying an international ETF?

What happens after I buy?

Is my money safe?

© 2026 KPM Reports LLC. All rights reserved.

This report is for informational purposes only and does not constitute financial advice.

© 2026 KPM Reports LLC. All rights reserved.

This report is for informational purposes only and does not constitute financial advice.

© 2026 KPM Reports LLC. All rights reserved.

This report is for informational purposes only and does not constitute financial advice.